Comprehensive
Third party only
Comprehensive

Comprehensive cover key benefits

Cover for accidental loss or damage to your vehicle, plus we'll pay for damage you cause to someone else's vehicle or property.

Collision cover

We'll pay to repair or replace your vehicle if it's damaged in a collision.

Fire and theft

Cover for your vehicle if it's damaged by fire, stolen, or damaged during an attempted theft.

Employees' vehicles

We'll pay for loss to a vehicle owned by your employee if it's damaged or stolen while it's being used for your business.

Goods in transit

Up to $5,000 cover for business assets carried by your vehicle if they're damaged by fire, collision, overturning or impact.

New vehicle replacement

We'll replace your vehicle with a new one of the same make and model if it becomes a total loss within two years of purchasing it, and it's been insured by us from new.

Signwriting

We'll pay up to $1,000 for loss or damage to signwriting on your vehicle.

Optional benefits

RoadWise® roadside assistance
Accessories and modifications
Rental vehicle
Windscreen glass excess buyout
Trailers
Additional signwriting cover

This is a summary only. See the policy for the full list of benefits, terms and conditions.

Download our commercial vehicle policy

 

This is the most current policy available to purchase on our website. Your policy wording may be different.

Request a copy of your policy wording

Other business policies

Business liability

Business assets 

Business interruption

Third party only
This policy has been awarded the WriteMark which is a plain language standard
WriteMark

Optional benefits

  • RoadWise® roadside assistance

    Get RoadWise, our 24-hour breakdown assistance programme for just $6.22 a month for commercial vehicles. RoadWise offers nationwide service and three free call outs a year.

    Learn more about RoadWise

Commercial vehicle insurance FAQs

Is my commercial vehicle covered if it breaks down?

Our policies don't cover your commercial vehicle if it stops working due to a mechanical failure. However, you can add our 24-hour roadside assistance service, RoadWise®, to your policy, so if a breakdown happens help is just a phone call away.

Learn more about RoadWise® roadside assistance

Do you cover drivers on learners and restricted licences?

We do, as long as they are driving inside the conditions of their licence.

Am I insured to be an Uber driver?

No. Neither our commercial policies nor private policies cover rideshare and carshare services like Uber, Ola, Zoomy, and Yourdrive.

How do I make a Commercial vehicle insurance claim?

We aim to make claiming on your Commercial vehicle insurance as simple as possible. We'll guide you through the process, let you know what happens next, and keep you up to date with any progress. 

Learn more about car and motor vehicle claims

Can I cancel if I change my mind?

If you're not completely happy with your cover, just let us know within 15 days of the policy start date.

As long as you haven't made any claims during this time, we'll cancel the policy and refund any premium payments you've made. If the policy is not quite right, we might be able to change it to better suit you.

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