CANSTAR 2024 2025 insurer of the year home and contents CANSTAR 2023 2025 insurer of the year home and contents CANSTAR2023 2024 outstanding value international travel insurance

Insurer of the Year - Home & Contents, again!

Continuing to provide award-winning Home, Contents, and International Travel insurance.

Be in to win with travel insurance!

Buy a new travel policy and go in the draw to win 1 of 5 $1,000 gift cards to upgrade your travel tech.*

Get a quote

*Ends 30 Sep. Ts&Cs apply. Cover subject to current underwriting criteria.

Nominate your next New Zealand Local Hero of the Year

Nominations for the New Zealand Local Hero of the Year Award, sponsored by Tower, are now open! From 25 July 2025 to 24 August 2025, you can nominate an individual whose actions have had a significant and lasting impact on their communities.

Nominate your Local Hero

Looking to switch insurance? We're forward thinking

We're focused on building a better future. With clever data and intuitive tech, we're reshaping our insurance to make it smarter and simpler for you.

  • sustainability

    Protecting tomorrow

    We're committed to helping NZ and the Pacific move to a more sustainable future.

  • policies

    Policies made simple

    No one likes jargon. Our easy-to-understand policies are plain language certified.

  • quick quote

    Save time, claim online

    We know you're busy. Save an average of five minutes by making your claim in My Tower.

  • kiwi

    NZ born and bred

    We've been helping Kiwis for over 150 years, so we know what matters to you.

What our customers say

Check out some of our four and five-star verified customer reviews from Trustpilot.

Info, ideas and inspiration

Tips on protecting the things that matter the most to you.

One roof for all your insurance

Life moves fast but one thing you can simplify is your insurance admin by keeping all your policies with one insurer. Here’s why.

Can I drive an uninsured car?

There are some risks to driving an uninsured car. Find out what happens if you drive your car or someone else’s car without insurance.

What to do in a flood

From prep to clean-up, these flood tips can help you stay safe and protect the things you love before, during, and after a flood hits.

What to do in a storm

Learn how to prepare for, stay safe during, and recover from a storm. Help keep your loved ones, home, and belongings safe with our simple tips.
Read more

Insurance you can trust

financial strength rating

Buy with confidence

Our financial strength rating is A- (Excellent), so you can rest assured knowing you’re in safe hands.

Fair Insurance Code

Tower Insurance is a member of the Insurance Council of New Zealand (ICNZ). We abide by the ICNZ Fair Insurance Code

Got a minute?

Get a quote