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Hit the road with 2 months on us

Buy a new Comprehensive car insurance policy online and get two months' premium on us (excludes levies and GST). Use promo code 2MONTHS. Ends 19 Sept 2026.*

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*Discount is applied across the first year of the policy. Ts&Cs and eligibility criteria apply.

CANSTAR 2024 2025 insurer of the year home and contents CANSTAR 2023 2025 insurer of the year home and contents

Insurer of the Year - Home & Contents, again!

Continuing to provide award-winning Home and Contents insurance.

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Save time, do it online

We know you're busy. Buy, claim, and manage your insurance easily online. 

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Be in to win a $1,000 upgrade for your next adventure

Cover your next trip with a new travel insurance policy and you're in the draw to win 1 of 10 $1,000 travel gift cards.*

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*Ends 14 August 2026. Ts&Cs apply.

Forward thinking. Future ready.

We're focused on building a better future. With clever data and intuitive tech, we're reshaping our insurance to make it smarter and simpler for you.

  • sustainability

    Protecting tomorrow

    We're committed to helping NZ and the Pacific move to a more sustainable future.

  • policies

    Policies made simple

    No one likes jargon. Our easy-to-understand policies are plain language certified.

  • quick quote

    Save time, claim online

    We know you're busy. Save an average of five minutes by making your claim in My Tower.

  • kiwi

    NZ born and bred

    We've been helping Kiwis for over 150 years, so we know what matters to you.

What our customers say

Check out some of our four and five-star verified customer reviews from Trustpilot.

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Insurance you can trust

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Buy with confidence

Our financial strength rating is A- (Excellent), so you can rest assured knowing you’re in safe hands.

Fair Insurance Code

Tower Insurance is a member of the Insurance Council of New Zealand (ICNZ). We abide by the ICNZ Fair Insurance Code

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