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Get sweet savings on new insurance cover

Make life's mishaps a little easier with Tower. Save $200 on house and landlord, $100 on comprehensive car, and $50 on contents insurance. New, eligible policies only. Use promo code SWEETDEAL.*

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*Ends 28 Feb 2026. Excludes contract works. Ts&Cs apply.

CANSTAR 2024 2025 insurer of the year home and contents CANSTAR 2023 2025 insurer of the year home and contents

Insurer of the Year - Home & Contents, again!

Continuing to provide award-winning Home and Contents insurance.

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  • House
  • Car
  • Contents
  • Boat
  • Landlord
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$50,000 Summer of Surprises

We're giving away $50,000 in prizes to say thanks for being with Tower. From November 2025 to March 2026, there are new prizes up for grabs each month.* Thinking about joining? This is just one of the perks.

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*Promotion ends 31 Mar 2026. Ts&Cs apply.

Be in to win a $15,000 travel gift card

Buy a new international or domestic travel insurance policy and you're in the draw.*

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*Ends 27 Feb 2026. Ts&Cs apply. Cover subject to current underwriting criteria.

Looking to switch insurance? We're forward thinking

We're focused on building a better future. With clever data and intuitive tech, we're reshaping our insurance to make it smarter and simpler for you.

  • sustainability

    Protecting tomorrow

    We're committed to helping NZ and the Pacific move to a more sustainable future.

  • policies

    Policies made simple

    No one likes jargon. Our easy-to-understand policies are plain language certified.

  • quick quote

    Save time, claim online

    We know you're busy. Save an average of five minutes by making your claim in My Tower.

  • kiwi

    NZ born and bred

    We've been helping Kiwis for over 150 years, so we know what matters to you.

What our customers say

Check out some of our four and five-star verified customer reviews from Trustpilot.

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Info, ideas and inspiration

Tips on protecting the things that matter the most to you.

Tips to enjoy a safe beach holiday

Before you grab your togs and head for the sand, take a look at our tips to help you have a safe beach holiday.

Holiday tips: Keeping your home safe

Preparing for a well-earned holiday is an exciting time. Just don’t forget to make sure your house is safe while you’re away.

Are my gifts covered under my contents insurance?

Surprised with a fancy new gift? It may be worth taking a look at your contents insurance cover.

Top 10 tips to get your boat ready for summer

Before you dust off the sails and replace your fishing tackle, consider our tips to get you and your boat water-wise for the warmer months ahead.

Keeping safe this holiday season

The festive season is here, and for some, it’s time to head away. Take a look at our tips to help keep what’s important to you safe these holidays.

How to plan for a long car journey

Here are a few useful tips to help make sure your journey is as enjoyable as it should be.
Read more

Insurance you can trust

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Buy with confidence

Our financial strength rating is A- (Excellent), so you can rest assured knowing you’re in safe hands.

Fair Insurance Code

Tower Insurance is a member of the Insurance Council of New Zealand (ICNZ). We abide by the ICNZ Fair Insurance Code

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