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Save $100 on house and car insurance

Prepare in case Miss Fortune comes knocking. Save $100 on every eligible house, landlord, and comprehensive car policy. Use promo code SAVE100.*

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*Ends 20 Sept 2025. Excludes contract works. Ts&Cs apply.

CANSTAR 2024 2025 insurer of the year home and contents CANSTAR 2023 2025 insurer of the year home and contents CANSTAR2023 2024 outstanding value international travel insurance

Insurer of the Year - Home & Contents, again!

Continuing to provide award-winning Home, Contents, and International Travel insurance.

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Be in to win with travel insurance!

Buy a new travel policy and go in the draw to win 1 of 5 $1,000 gift cards to upgrade your travel tech.*

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*Ends 30 Sep. Ts&Cs apply. Cover subject to current underwriting criteria.

Save time, do it online

We know you're busy. Buy, claim, and manage your insurance easily online.

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Looking to switch insurance? We're forward thinking

We're focused on building a better future. With clever data and intuitive tech, we're reshaping our insurance to make it smarter and simpler for you.

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    Protecting tomorrow

    We're committed to helping NZ and the Pacific move to a more sustainable future.

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    Policies made simple

    No one likes jargon. Our easy-to-understand policies are plain language certified.

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    Save time, claim online

    We know you're busy. Save an average of five minutes by making your claim in My Tower.

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    NZ born and bred

    We've been helping Kiwis for over 150 years, so we know what matters to you.

What our customers say

Check out some of our four and five-star verified customer reviews from Trustpilot.

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Info, ideas and inspiration

Tips on protecting the things that matter the most to you.

Tips for insuring your first home

Bought your first home? Before picking up the keys, make sure you have the right cover in place. Here’s our guide to getting house insurance.

Landlord rules to keep you covered

If you’re a landlord or thinking about it, here’s how to meet your obligations and stay covered when things go wrong.

What you need before insuring your car

Learn what info you’ll need before buying car insurance in NZ. Have these details ready to make insuring your car as smooth as possible.

What affects car insurance costs in NZ?

Find out what affects the price of car insurance in New Zealand, car costs by age group, and tips to save money on your car insurance premium.

What is comprehensive car insurance?

Learn what comprehensive car insurance covers, why you need it, how it differs from third party policies, and how to save money on your premium.

One roof for all your insurance

Life moves fast but one thing you can simplify is your insurance admin by keeping all your policies with one insurer. Here’s why.
Read more

Insurance you can trust

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Buy with confidence

Our financial strength rating is A- (Excellent), so you can rest assured knowing you’re in safe hands.

Fair Insurance Code

Tower Insurance is a member of the Insurance Council of New Zealand (ICNZ). We abide by the ICNZ Fair Insurance Code

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