House, Car, Contents Insurance & More

Insurer of the Year - Home & Contents, again!

Continuing to provide award-winning Home, Contents, and International Travel insurance.

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Be in to win with travel insurance!

Buy a new travel policy and go in the draw to win 1 of 5 $1,000 gift cards to upgrade your travel tech.*

*Ends 30 Sep. Ts&Cs apply. Cover subject to current underwriting criteria.

Nominate your next New Zealand Local Hero of the Year

Nominations for the New Zealand Local Hero of the Year Award, sponsored by Tower, are now open! From 25 July 2025 to 24 August 2025, you can nominate an individual whose actions have had a significant and lasting impact on their communities.

Nominate your Local Hero

Looking to switch insurance? We're forward thinking

We're focused on building a better future. With clever data and intuitive tech, we're reshaping our insurance to make it smarter and simpler for you.

Protecting tomorrow
We're committed to helping NZ and the Pacific move to a more sustainable future.
Policies made simple
No one likes jargon. Our easy-to-understand policies are plain language certified.
Save time, claim online
We know you're busy. Save an average of five minutes by making your claim in My Tower.
NZ born and bred
We've been helping Kiwis for over 150 years, so we know what matters to you.

What our customers say

Check out some of our four and five-star verified customer reviews from Trustpilot.

Info, ideas and inspiration

Tips on protecting the things that matter the most to you.

What to do in a landslide

It’s important to know how to get ready for, respond to, and recover from a landslide. Here are some tips to help you be prepared.

What to do in a volcanic eruption

Being prepared for a volcanic eruption can help reduce its impact on you and your home. Learn what to do before, during, and after an eruption.

Your insurance review checklist

It’s a good idea to review your insurance and check that your cover is up-to-date and still meets your needs. Get going with our handy checklist.

Safety tips for lithium-ion batteries

Lithium-ion batteries can be found everywhere in a home and pose a fire risk. Here are some tips on how to safely manage and dispose of them.

Water mishaps: what does insurance cover?

Water damage can be a real hassle. From burst pipes to sneaky leaks, learn what insurance covers, how to claim, and a few prevention tips.

How to save on your insurance

From reviewing your policies to bundling them, find ways to save on your insurance premiums while keeping the cover you need with these tips.

Buy with confidence

Our financial strength rating is A- (Excellent), so you can rest assured knowing you’re in safe hands.

Fair Insurance Code

Tower Insurance is a member of the Insurance Council of New Zealand (ICNZ). We abide by the ICNZ Fair Insurance Code

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