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1. |
By entering this competition/promotion you agree to and accept all these General Terms and Conditions, as well as the Terms and Conditions below of the relevant competition or promotion. |
| 2. |
Multiple policy discounts exclude business, travel, health and life policies, GST, government levies and some Optional Special Benefits. Discount varies depending on total number/type of insurance policies with TOWER. |
| 3. | Policy terms, conditions and exclusions, and normal underwriting criteria apply. |
| 4. |
Information on how to enter the promotion and all instructions appearing on TV, radio, printed material or websites will form part of the General Terms and Conditions for entry into these competitions and promotions. To the extent of any inconsistency in the information shown on the TV, printed material or websites, these General Terms and Conditions on www.tower.co.nz/terms will prevail. |
| 5. |
Prizes/vouchers are not transferable or exchangeable for cash. Only one entry into each promotion/draw is allowed for each person who qualifies. In the event of unavailability of the stated prize/voucher, TOWER reserves the right to substitute another prize/voucher of similar value. |
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6. |
Acceptance of prizes/vouchers by the winners constitutes consent for TOWER to use the winners' details and photos for promotional and media publicity purposes without compensation. |
| 7. |
Under the Privacy Act 1993, all individuals have the right to access and correction of their personal information held by TOWER. Personal data will not be sold or passed onto third parties. |
| 8. |
From time to time TOWER may also use your information to provide you with communications updating you on the full range of services it offers. If you do not want to receive this information please let us know at any time by calling TOWER on 0800 808 808 or by emailing unsubscribe@tower.co.nz |
| 9. |
These offers are open to all New Zealand permanent residents. However TOWER employees, their immediate families and agencies associated with the promotions are ineligible to enter. |
Terms and conditions to take out a TOWER Insurance policy and be in the draw to win $5,000
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10. |
To enter the draw to win $5,000 you must contact TOWER Insurance on 0800 808 808 and take out and pay for one or more stipulated polices with TOWER Insurance during the promotional period 8 August 2010 to 31 October 2010. |
| 11. |
Only the following TOWER policies are eligible for this promotion: TOWER Tailored Business Policy, TOWER Tailored Rural Insurance, TOWER Provider Farm Policy, TOWER Provider House Maxi, TOWER Provider Contents Maxi, TOWER Provider Contents Thrifti, TOWER Provider Contents Super Thrifti, TOWER Provider SuperMaxi, TOWER Motor Vehicle Policy Tailored Protection, TOWER Motor Third Party Plus and TOWER Provider Rental Property, TOWER Provider Boat Policy, TOWER Provider Travel Insurance Policy (“the stipulated policies”). |
| 12. | You must inform the TOWER Insurance Sales Consultant that you heard about the offer on the Discover advertorial. |
| 13. | Only one entry per policy will be accepted. |
| 14. |
The draw to win $5,000 will be held on 12 November 2010. There will be one winner drawn at random from the list of entrants. The winner of the draw will receive one prize of $5,000 cash, either via a direct credit transfer or cheque. |
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15. |
The winner will be notified by telephone or mail within five working days of the draw. Payment may take up to 10 working days to process. |
| 16. |
The decision of the judges is final and no correspondence will be entered into. |
Terms and Conditions to be in the draw at TOWER’s Christchurch branch and be in to win $500.
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17. |
To qualify for the draw to win $500 you must validly complete and submit an entry form between 2 August and 30 September 2010 at TOWER’s Christchurch branch. |
| 18. |
The draw for the $500 prize will be held by 15 October 2010. There will be one winner drawn at random from a list of all who validly completed and submitted an entry form at TOWER’s Christchurch branch between 2 August and 30 September 2010. |
| 19. | The decision of the judges is final and no correspondence will be entered into. |
| 20. |
The winner will be notified by telephone or mail within five working days of the draw. The winner will receive one prize of $500 cash, either via a direct credit transfer or cheque. Payment may take up to 10 working days to process. |
Terms and conditions to take out a TOWER Tailored Rural Insurance Policy and receive a 2.5kg dry powder fire extinguisher worth $75.
| 21. |
To qualify for a 2.5kg dry powder fire extinguisher, you must contact TOWER Insurance and take out and pay for a new TOWER Tailored Rural Insurance Policy between 1 March 2010 and 30 June 2010. Present customers who hold this policy or persons renewing this policy are ineligible for this promotion. |
| 22. |
For every new TOWER Tailored Rural Insurance Policy taken out the person(s) insured will receive one 2.5kg dry powder fire extinguisher. Policies taken out jointly or by more than two people will receive one 2.5kg dry powder fire extinguisher for each such eligible policy taken out. Only one 2.5kg dry powder fire extinguisher will be provided per policy purchased. |
| 23. | This promotion will end at 4 pm on 30 June 2010. |
| 24. |
Please allow up to 21 days for delivery of the 2.5kg dry powder fire extinguisher. Fire extinguishers will be sent by courier, during business days and hours to the address specified by the policy holder. They cannot be sent to a PO Box. |
| 25. | The decision of the judges is final and no correspondence will be entered into. |
| 26. |
Neither TOWER nor any agency involved in this promotion accept any responsibility for any damage or loss of any kind however arising out of, resulting from or connected with the installation, use and misuse of the 2.5kg dry powder fire extinguisher. Installation is not included. |
| 27. |
Recommendations for the use of the 2.5kg dry powder fire extinguisher will be sent with the fire extinguisher or can be requested from TOWER Insurance on 0800 808 808. |
| 21. |
To qualify for the draw to win a $500 worth of vouchers, you must have seen the offer in the NZ Marketing Magazine, received a personalised email from The Marketing Association, or seen a listing on www.marketing.org.nz about this particular offer from TOWER. |
| 22. |
You must then contact TOWER on 0800 808 808 and obtain a quote for a TOWER Tailored Business Policy. You must inform the TOWER Sales Consultant that you heard about the offer through the NZ Marketing Association and provide the relevant promo code. |
| 23. | You must obtain this quote during the promotional period 12 July 2010 to 30 September 2010. |
| 24. | Quotes obtained by two or more people jointly, qualify for one entry into the draw. |
| 25. |
The prize draw for the $500 worth of vouchers will be held 8 days after the end of the promotional period. There will be one random winner drawn from the list of eligible persons who have obtained a quote for a TOWER Tailored Business Policy during the promotional period and who mentioned the Marketing Association. |
| 26. |
The winners will be notified within five working days of the draw. Vouchers will be mailed to the winners. Please allow up to 14 working days for delivery of the voucher from the date of the draw. |
| 27. |
In the event that the vouchers specified in this promotion become unavailable for any reason whatsoever, TOWER may at its discretion substitute vouchers of similar kind, or like or equal value. |
| 28. | The decision of the judges is final and no correspondence will be entered into. |
Terms and Conditions to purchase Cover4Car and go in the draw to win $500 worth of JB Hi-Fi vouchers
| 29. |
To qualify for the draw to win $500 worth of vouchers, you must purchase either TOWER Cover4Car Policy, TOWER Cover4Car Third Party Fire and Theft or TOWER Cover4Car Third Party Only Policy between June 1st 2010 and 23.59 on June 20th 2010. This means that if you have submitted your request to purchase one of the policies mentioned with TOWER within this period, and we issue you a new Acceptance Certificate within this period or after 30 June 2010 you change your mind and do not wish to proceed with purchasing the policy, your name will be removed from the draw. |
| 30. |
Purchases of TOWER Cover4Car Policy, TOWER Cover4Car Third Party Fire and Theft or TOWER Cover4Car Third Party Only Policy obtained by two or more people jointly,qualify for one entry into the draw. |
| 31. |
The prize draw for $500 worth of vouchers will be held 10 days after the end of the promotional period. There will be one random winner drawn from the list of eligible persons who have purchased either TOWER Cover4Car Policy, TOWER Cover4Car Third Party Fire and Theft or TOWER Cover4Car Third Party Only Policy during the promotional period. |
| 32. |
The winners will be notified within five working days of the draw. Vouchers will be mailed to the winners. Please allow up to 14 working days for delivery from the date of the draw. |
| 33. |
In the event that the vouchers specified in this promotion become unavailable for any reason whatsoever, TOWER may at its discretion substitute vouchers of similar kind, or like or equal value. The prize is not transferrable or exchangeable for cash. |
| 34. | The decision of the judeges is final and no correspondence will be entered into. |
| 35. |
By entering the draw you agree to JB Hi-Fi terms and conditions. Their terms and conditions are available on the JB Hi-Fi website (http://www.jbhifi.co.nz/terms-conditions). |
| 36. |
TOWER shall not be liable for any loss or damage which is suffered arising from or in connection with prizes offered, received, or used as part of this promotion. |
| 37. | TOWER reserves the right to disqualify any individual who tampers with the entry process. |
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